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The unexpected expense of emergency medical treatment is the single most expensive hidden cost you could get hit with the next time you travel – whether on business or pleasure, within Canada or around the world. But there’s no need to spend your time worrying. Just be sure to stay covered with TIC travel insurance coverage that suits you and your travel plans.

We offer coverage for almost every type of traveler, in any age group, to most any destination. Whether you’re a Canadian traveling to another province or an international traveler visiting Canada, we’ve got you covered. Maybe you’re a Canadian who does frequent business in the USA and beyond. Maybe you spend a lot of time in Canada but don’t qualify for a Canadian health plan. No worries. We have a plan that’s right for you.

Canadian Residents

Can you afford these common costs experienced by people who have an accident or illness while traveling?

  • Accommodation (typical inpatient costs at American hospital)
  • Accommodate visiting friends or relatives (non-resident fees for a Canadian intensive care unit)
  • Airfare (cost of an unexpected flight home)

If your budget doesn’t allow for these expenses, travel insurance can help. Many Canadians believe that their government health insurance plans will cover them when they leave their home province, but government plans have limits. Even within Canada, if you have an accident or fall ill while visiting another province, not all the costs associated with your medical care are covered by your provincial health plan. If you are visiting Canada, or returning without government insurance, good planning means protecting yourself from the unexpected with emergency hospital medical insurance.

Travel insurance helps protect your family, your future, and you trip from the unexpected financial burden that can arise when an emergency happens. It also means help is just a phone call away if you encounter an emergency while traveling. For more details of coverage for BC Residents traveling abroad please go to allianz-assistance.ca.

If you have further questions or wish to purchase insurance, please contact any of our helpful staff in any branch or email us.

CASE STUDY 1

On Jason and Brenda’s Mexican vacation, Jason was injured in a paragliding accident. He was airlifted to the nearest hospital for emergency surgery. After surgery, he needed to return home early. Because he had to cut his trip short, he also lost a good portion of his pre-paid trip costs.

• Emergency hospital and interruption benefits: $69,800 USD
• All-inclusive package plan: $105 CAD

CASE STUDY 2

Provincial medical plans don’t cover the hefty costs of medical care in the United States or other countries. So it’s a good thing Amelia bought travel insurance before her trip to Nevada. Just two days in, she developed fever, muscle pain and fatigue resulting from a bacterial infection, which required her to stay at a local hospital for two days.

• Medical emergency cost: $8,000 USD
• Emergency Hospital & Medical plan: $49 CAD

CASE STUDY 3

70 year-old Linda was visiting her sister in Florida for a month when she fell and fractured her hip. Linda required immediate surgery and several days of acute rehab before being discharged.

• Medical emergency cost: $104,944 USD
• Emergency Hospital & Medical plan: $154 CAD

CASE STUDY 4

Government healthcare plans don’t cover many incidentals outside of your home province, such as an ambulance ride and out-of pocket expenses. While Margaret was visiting her son in BC from Ontario for one month, things were going great until two weeks into her trip she started feeling intense pain in her stomach. A CT scan showed she needed emergency surgery to remove a bowel obstruction.

• Medical emergency cost: $12,289 CAD
• Emergency Hospital & Medical plan: $151 CAD

Visitors to Canada

Canadian hospitals can charge visitors thousands of dollars a day in medical costs. Visitors to Canada cannot afford to be burdened with large medical bills. To enjoy your adventures in Canada without worry, you need to have the right plans in place. If you or your loved ones have an accident or become sick while you are far from home, will you know who to call?

The most important step in making your travel plans is to secure coverage and protection in the event of the unexpected. TIC provides a comprehensive plan to cover you and your loved ones when visiting Canada.

Case Study

A 21-year-old student from Mexico was making some dinner to remind himself of home. As he opened the can of extra-hot chili, he slipped and cut his finger down to the bone, nearly severing a tendon. Bleeding and in pain, he got himself to the nearest hospital, where the doctors determined that he needed surgery to repair the tendon and close the wound, plus physiotherapy to regain full use of the hand. Total cost of this claim was $3,865.

For Wong’s Insurance to properly serve you, please contact us by phone or email. A member of our helpful staff will assist you and determine the appropriate insure for your needs.

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