Call us at 604 875 1526
Call us at 604 875 1526
Travel Medical
Insurance
The unexpected expense of emergency medical treatment is the single most expensive hidden cost you could get hit with the next time you travel – whether on business or pleasure, within Canada or around the world. But there’s no need to spend your time worrying. Just be sure to stay covered with Allianz travel insurance coverage that suits you and your travel plans. Emergency hospital & medical for Canadians travelling abroad is insured up to $10,000,000 and emergency hospital & medical for visitors travelling in Canada is insured up to $500,000.
We offer coverage for almost every type of traveler, in any age group, to most any destination. Whether you’re a Canadian travelling to another province or an international traveler visiting Canada, we’ve got you covered. Maybe you’re a Canadian who does frequent business in the USA and beyond. Maybe you spend a lot of time in Canada but don’t qualify for a Canadian health plan. No worries. We have a plan that’s right for you.
Can you afford these common costs experienced by people who have an accident or illness while travelling?
If your budget doesn’t allow for these expenses, travel insurance can help. Many Canadians believe that their government health insurance plans will cover them when they leave their home province, but government plans have limits. Even within Canada, if you have an accident or fall ill while visiting another province, not all the costs associated with your medical care are covered by your provincial health plan. If you are visiting Canada, or returning without government insurance, good planning means protecting yourself from the unexpected with emergency hospital medical insurance.
Travel insurance helps protect your family, your future, and you trip from the unexpected financial burden that can arise when an emergency happens. It also means help is just a phone call away if you encounter an emergency while travelling. For more details of coverage for BC Residents travelling abroad please go to http://www.allianz-assistance.ca
If you have further questions or wish to purchase insurance, please contact any of our helpful staff in any branch or email us.
Case Study 1
Case Study 2
Case Study 3
Case Study 4
Case Study 1
A 43-year-old man from BC was just beginning to enjoy his three-week vacation in Hawaii when a broken toe brought him to a local clinic. Once the problem had been treated, and he had paid the $500 bill, he limped back to his hotel and used the in-lobby Internet to file his claim over the Web. He faxed us the bill and his signed claim form, dropped the originals in the mail, and received his cheque shortly after he got back home.
Case Study 2
A 72-year-old man spent $150 to buy coverage for a two-week trip to North Carolina. On the last day of his trip he fainted and was taken to hospital, where doctors treated him for atrial fibrillation. We arranged an air ambulance to return him to Ontario, at a cost of almost $13,000 CAD. This trip included “door-to-door” service, with ambulance transport to the airport, and then to the hospital in Ontario. This trip plus the hospital bill added up to over $100,000 which was fully covered.
Case Study 3
An 11-month old child travelled to the US with her parents. They spent $49 to purchase insurance for the trip. Five days into the trip, the child began running a fever and suffering from ear pain. Her parents took her to a clinic, where she was diagnosed with influenza and otitis media. She was treated in the ER and sent home without being admitted. Total bills on this claim were $196.50 USD. We paid the medical provider directly, so the parents were not out-of-pocket any funds.
Case Study 4
About to return home from the Turks and Caicos, Terry and Patricia* found themselves making a detour from the airport to a local hospital. Patricia, who was nearly seven months (less than 31 weeks) pregnant, was feeling ill and decided to get checked out.
Her condition was serious enough that she had to have an emergency C-section. While mother and son made it through the operation fine, preemie Joshua* needed neonatal care. While the subsequent costs of the unexpected delivery was covered because the incident occurred before the 31st weeks of pregnancy and Patricia was not having a high risk pregnancy. Unfortunately, the couple would have to incur all costs for all postnatal care because once Joshua is delivered it is deemed to be an individual and would require his own insurance separate from Patricia’s travel medical insurance.
*Names have been changed.
