Call us at 604 875 1526
Call us at 604 875 1526
Travel Medical
Insurance
The unexpected expense of emergency medical treatment is the single most expensive hidden cost you could get hit with the next time you travel – whether on business or pleasure, within Canada or around the world. But there’s no need to spend your time worrying. Just be sure to stay covered with Allianz travel insurance coverage that suits you and your travel plans. Emergency hospital & medical for Canadians travelling abroad is insured up to $10,000,000 and emergency hospital & medical for visitors travelling in Canada is insured up to $300,000.
We offer coverage for almost every type of traveler, in any age group, to most any destination. Whether you’re a Canadian travelling to another province or an international traveler visiting Canada, we’ve got you covered. Maybe you’re a Canadian who does frequent business in the USA and beyond. Maybe you spend a lot of time in Canada but don’t qualify for a Canadian health plan. No worries. We have a plan that’s right for you.
Can you afford these common costs experienced by people who have an accident or illness while travelling?
If your budget doesn’t allow for these expenses, travel insurance can help. Many Canadians believe that their government health insurance plans will cover them when they leave their home province, but government plans have limits. Even within Canada, if you have an accident or fall ill while visiting another province, not all the costs associated with your medical care are covered by your provincial health plan. If you are visiting Canada, or returning without government insurance, good planning means protecting yourself from the unexpected with emergency hospital medical insurance.
Travel insurance helps protect your family, your future, and you trip from the unexpected financial burden that can arise when an emergency happens. It also means help is just a phone call away if you encounter an emergency while travelling. For more details of coverage for BC Residents travelling abroad please go to http://www.allianz-assistance.ca
If you have further questions or wish to purchase insurance, please contact any of our helpful staff in any branch or email us.
Case Study 1
Case Study 2
Case Study 3
Case Study 4
Case Study 1
A 43-year-old man from BC was just beginning to enjoy his three-week vacation in Hawaii when a broken toe brought him to a local clinic. Once the problem had been treated, and he had paid the $500 bill, he limped back to his hotel and used the in-lobby Internet to file his claim over the Web. He faxed us the bill and his signed claim form, dropped the originals in the mail, and received his cheque shortly after he got back home.
Case Study 2
A 72-year-old man spent $150 to buy coverage for a two-week trip to North Carolina. On the last day of his trip he fainted and was taken to hospital, where doctors treated him for atrial fibrillation. We arranged an air ambulance to return him to Ontario, at a cost of almost $13,000 CAD. This trip included “door-to-door” service, with ambulance transport to the airport, and then to the hospital in Ontario. This trip plus the hospital bill added up to over $100,000 which was fully covered.
Case Study 3
An 11-month old child travelled to the US with her parents. They spent $49 to purchase insurance for the trip. Five days into the trip, the child began running a fever and suffering from ear pain. Her parents took her to a clinic, where she was diagnosed with influenza and otitis media. She was treated in the ER and sent home without being admitted. Total bills on this claim were $196.50 USD. We paid the medical provider directly, so the parents were not out-of-pocket any funds.
Case Study 4
About to return home from the Turks and Caicos, Terry and Patricia* found themselves making a detour from the airport to a local hospital. Patricia, who was nearly seven months pregnant, was feeling ill and decided to get checked out.
Her condition was serious enough that she had to have an emergency C-section. While mother and son made it through the operation fine, preemie Joshua* needed neonatal care. With no suitable facilities on the Caribbean island, he would need to be transferred to the nearest neonatal intensive care unit.
Allianz found one of the few air ambulance companies equipped with neonatal units and helped arrange for Joshua’s transfer. First he was taken to a hospital in Florida, then when he was stable enough, to one with neonatal facilities in his parents’ hometown.
To ensure Joshua always received the best care and that the focus remained on what was important, we set up direct billing with the US hospital and obtained medical records for him and his mom. In addition, we made sure doctors on both sides of the border had the patients’ medical information before their arrival so their follow up care would transition smoothly.
Throughout the process, Juliene Lima, Case Manager, kept in close touch with Terry and Patricia.
“I spoke with Terry daily, updating him on his wife’s progress in Turks and Caicos. I asked him regularly about how he and Joshua were doing and passed this information on to Patricia. I also gave her emotional support while she was separated from her new family.”
This kind of care and concern for travellers is common at Allianz. Making that personal connection really helps reassure them that we will be there to help them get through travel situations they might face.
“It was a privilege to help this family and hear firsthand about their milestones,” says Juliene. “What I’ll remember most is hearing about the first time Terry was finally able to hold Joshua and feeling good knowing I was a part of making that happen.”
*Names have been changed.
